Protecting Your Paycheck and Your Peace of Mind
Most people insure their homes, their cars, and even their vacations — but what about your ability to earn a living? At D.R. Wolf Agency in Erie, PA, we specialize in disability insurance solutions that safeguard your income in the event of injury or illness. Whether you’re out of work for six weeks or six months, the right policy ensures that you can continue living life on your terms. If your paycheck stopped tomorrow, how long could you sustain your lifestyle? For many people, that answer is only a few weeks. Disability insurance bridges that gap and gives you the confidence to move forward no matter what.


What Does Disability Insurance Cover?
Our disability plans are designed to meet your needs with:

Short-Term Disability Insurance
Covers lost wages due to temporary illness or injury.

Long-Term Disability Insurance
Supports you during more extended periods out of work, including chronic conditions.

Own-Occupation Coverage
For professionals who need coverage specific to their specialized skillset.

Supplemental Disability Policies
Add-ons that expand the limits of traditional employer-provided benefits.
The short answer? Everyone who earns a paycheck. But it’s especially important for: • Self-employed workers and small business owners • High-income professionals • Tradespeople and contractors • Medical and legal professionals • Primary earners in their household Disability doesn’t discriminate — and neither do unexpected life events.


